Debt2Capital™ gives you a smarter way to solve today’s most pressing financial problem.
From concept illustration to issued whole life policy, our platform streamlines the entire process and connects directly with a leading insurance carrier — so you can close faster, avoid underwriting delays, and deliver real value to your clients.
Referral Program
$29
per month
Help Turn Today's Debt
Into Tomorrow's Capital
About Us
Debt2Capital™ was created by Smart Retirement Corporation in partnership with, a not-for-profit insurer founded in 1892.
Built by producers for producers, the system combines modern software with a purpose-built life insurance product to help clients eliminate debt and build capital for future inevitable purchases. Debt2Capital™ delivers on the promises advisors make — now, and in the future.
Meet our friendly team of experts
Matt Zagula
Founder
Matt's career in insurance spans over 25 years. He has dedicated his efforts to building a more tech-enabled future for Agents committed to exceptional service and sales success through integrated SaaS solutions.
Tracy Spikes
Debt2Capital™ agent and super trainer
The level of success of advisors who do joint case work with Tracey is impressive, and his unmatched level of insight will help guide your own success. Tracey frequently co-hosts our Focused Friday sessions, which members can access for free.
Lesli Yingling
Online systems and billing
Lesli will coordinate your onboarding into the D2C system and be your contact if you have any software related and/or billing issues.
Ryan Driscoll
CLU and case designer
Ryan makes sure you know how to use our software so you’re all prepared for your first case. He also runs our Tech Talk Tuesdays where you’ll learn how to get the best out of the Debt2Capital™ system, which members can access for free.
Aaron Gurskey
Head of licensing
Aaron will work with your organization to coordinate your contracts. He knows the best ways to maximize your earning potential, and works with the affiliated national organizations of your choice to ensure agents are properly licensed through their agency code.
© Smart Retirement Corporation. All rights reserved.
Contact Us:
800-499-0797
[email protected]
3660 Pennsylvania Ave – Weirton, WV 26062