Debt2Capital™ is the result of years of work by the software developer, Smart Corporation, and GBU Financial Life.

GBU is an insurance carrier who has stood the test of time.  Founded in 1892, this not-for-profit insurance company serves the financial community offering life insurance and annuity products to protect families and anchor retirements. GBU’s member-ownership structure translates into competitively priced life insurance and stable investment returns that policyholders can count on.  GBU Life’s deliberate risk management and low operating cost culture made them the perfect carrier partner to develop the Debt2Capital™ life insurance policy.

Smart Corporation develops software systems that support insurance agents and field marketing organizations.  Smart software is built by producers who still work in the field with clients daily.  The development of Debt2Capital™ was based on the incredible need in America for a solution that eliminates debt quickly and builds capital for future inevitable purchases.  Recognizing the need to modernize systems and processes so the sales promises made in the formation of capital would be a reality in the service provided which aligned completely with the values of GBU Financial Life.